Community Finance and the Remittance Gap

People may use remittances alongside informal group savings. PardnaFi is exploring how providers could support Shared Goals without replacing their existing payment services.

Start with customer needs

• Understand how customers organise contributions and what problems they want to solve.
• Agree payment, safeguarding and compliance responsibilities before any pilot.
• Evaluate engagement and retention with evidence; no increase is guaranteed.

This is a product hypothesis, not a promise of treasury float, yield or retained customer balances. Outcomes depend on the service design, applicable requirements and customer choices.